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Refer a Friend Terms

Refer a Friend Terms & Conditions

In order for both the referred friend (the “Referee”) and the referring Oxygen customer “Customer” to each qualify for and receive the $25.00 referral reward, all of the following conditions must be met: 1) The Referee opens a new Oxygen Deposit Account (“Account”) using the Customer’s unique referral link within 30 days of receiving the link;  2) the Account receives $200.00 or more in deposits within sixty (60) calendar days of opening the Account; and 3) the Account has at least five (5) debit purchase transactions with the Oxygen Visa® Debit Card within sixty (60) calendar days of opening the Account. Referee must be a new Oxygen customer with no current or prior Oxygen account.

The reward is paid to each party within ten (10) business days after all qualifying activities for the bonus have been completed by the Referee and posted to the Referee’s Account.  Each Customer may earn no more than $500.00 in referral rewards in a 6-month period.  Referee acknowledges that payment of the reward may result in the Customer’s knowledge of Referee’s establishment of an Account. Oxygen reserves the right to cancel or modify the referral reward offer terms or terminate the Customer’s eligibility at any time with or without prior notice. For example: Eligibility is based on individual Customers inviting only personal friends, family, and known acquaintances. Attempts to generate referral activity by posting a Customer’s unique link on third party social media, blog, or other similar websites can result in termination of Customer eligibility.

Credits of $10 or more paid to Referee must be reported on tax form 1099-INT. Credits totaling $600 or more paid to Customer must be reported on tax form 1099-MISC.

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